Frequently Asked Questions
Quick answers about how YourSafeSpend works, your license, and your data.
What is my Safe to Spend number?
Your Safe to Spend number is your bank balance minus all your outstanding bills that are due this month. It's the one number that tells you what you can actually spend right now without falling short on a bill.
Does YourSafeSpend connect to my bank account?
No. YourSafeSpend never connects to your bank and has no AI agent reading your transactions. You enter your own balance and bills, and everything is stored locally in your own browser.
Where is my data stored?
All of your bills and balance are stored locally in your browser using localStorage. Nothing is sent to our servers, and we never have access to your financial details. Clearing your browser data or switching devices will remove it, since it never leaves your device in the first place. See our Privacy Policy for more.
How do recurring bills and due dates work?
Enter each bill once with its amount and how often it repeats. YourSafeSpend automatically tracks when each bill is next due and includes it in your Safe to Spend calculation until you check it off as paid.
What does Reset Month do?
Reset Month clears the paid checkmarks on your recurring bills so they count as outstanding again for the new month, without deleting the bills themselves. Bills that aren't due yet are left alone.
I lost my license key. How do I get it back?
Check the receipt email from your purchase, sent from Lemon Squeezy, our payment processor. It contains your license key. If you can't find it, contact us at hello@yoursafespend.com with the email address you purchased with, and we'll help you locate it.
Can I use YourSafeSpend on more than one device?
Yes! Your license key works on your phone, laptop, or tablet. Because we believe your data belongs to you, everything stays stored locally on your device rather than syncing automatically. Keeping your information entirely off the cloud means there's no server for hackers to breach and no database of your financial habits to ever be bought or sold. Re-entering your numbers on a second device takes under a minute, a small tradeoff for keeping your finances truly private.
Do you offer refunds?
If YourSafeSpend isn't right for you, reach out at hello@yoursafespend.com within 14 days of purchase and we'll take care of it.
Is there a mobile app version?
YourSafeSpend runs directly in your mobile browser and is fully responsive, so there's no separate app to install. You can also add it to your home screen from your browser's share or menu options for quick, app-like access.
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